Insurance is an important part of your re-roof process but is often misunderstood as to how it works. As a homeowner, it is best to contact your insurer and let them know that you are having the home re-roofed. Your insurer should advise what you need to consider.
Always check that your roofer has insurance as well. In the event of something happens on your property which triggers an insurance claim, you need to advise your insurer and would claim on your policy.
If your insurer considers it the roofer’s fault, they will pursue the roofer and their insurer to recover any loss.